What is two-factor authentication?
Two -factor authentication , commonly known as 2FA or two-step verification, is a method of protecting a personal account by means of a second identification step, usually a code call OTP, or verification number, sent via a message with maximum priority and valid for a few minutes. This code, receiv on the mobile phone via your phone number. Therefore, can also be sent by authentication software such as Microsoft Authenticator or Google Authenticator , via push notification or email.
What are the authentication factors?
Multi-factor authentication is divid into 3 distinct identity proofs corresponding to 3 validation steps:
- Something bulk sms master to know , like a code
- Something you own , like a card, a cell phone
- Something that you are , like a fingerprint, facial recognition, or voice recognition.
In practical terms, when you have an online account, the first step is to identify yourself with a username and password . SMS The second is the smartphone in your possession , to which the OTP is sent, a text message containing the code to type to prove that the phone is actually yours.
2FA Use Cases
While this method is well known for validating online payments (and was still in integrate a chatbot into whatsapp business the complete guide use in Europe until the introduction of PSD2 regulation), it is becoming increasingly popular for other applications
A resource to improve your customer protection
Some people already use 2FA in their daily lives, to protect their online banking, their cloud, shopping or email platforms, social networks or password managers. Being proactive in this area, offering your customers a solution that improves their online security. Therefore, will certainly be an advantage .
By introducing 2FA, merchants are helping to provide a secure experience that strengthens job data the customer relationship.
Users obviously want their online solutions to be simple and transparent, but that doesn’t mean they tolerate security breaches. Rising fraud and the rise of digital payments make an additional authentication solution for sensitive information necessary.